From the Journals of Maria Gudeli: Buying Shopping Cart Software

17 02 2010
If your eCommerce site will be used to run a virtual store, your customers will need to be able to select the items they want as they continue to shop. In other words, they need a shopping cart. Learn about buying shopping cart software to enhance your online business.
What is shopping cart software? It is represented by the icon of a basket or shopping cart at the top of your product pages. It lets customers know that they can select as many items as they want to buy and put them someplace until they are ready to checkout.
The shopping cart online is similar to your shopping cart in the grocery store. You can place whatever you want into it, remove items you decide you don’t want and keep a running tally on the untaxed cost of the items before hitting the checkout.

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From the Journals of Maria Gudelis: Merchant Accounts – Storing Your Money

15 02 2010
From the Journals of Maria Gudelis – Do you have a bank account? Most people do. It is where you keep your money instead of a mattress. For business owners, certain accounts are designed to hold the revenue that you generate from credit card sales.
There is no shortage of people looking for ways to defraud others. The credit card industry recognizes that and requires merchant accounts for any business that processes credit cards. It can be offline or online. Through a physical store, credit cards are run through a machine and manually processed. For the purpose of this article, we will be dealing with merchant accounts for eCommerce businesses.
With eCommerce, any merchant that accepts credit cards uses the services of a payment gateway to facilitate their transactions. They are handled automatically through this service account and each transaction logged.
A merchant account is not like your typical savings or checking account. The account is just used for credit card payments. There are options for choosing a merchant account. Choose according to fee schedules and additional services provided to you for using their bank.

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From the Journals of Maria Gudelis: Payment Gateways – Will That Be Cash or Charge?

10 02 2010
When customers see your virtual storefront, you want them to be inspired to buy. When they choose to buy, they need a way to make their payments. That is where payment gateways come into play.
A gateway represents a conduit to get from one place to another. With eCommerce, a gateway allows for the verification and transaction of business via credit cards. A payment gateway is needed if your online business plans to accept payments.
A merchant account is needed whenever you deal with credit cards. A merchant account can be opened at the bank of your choice. This is where money will be transferred once a credit transaction has been verified through the gateway.
There are companies online that operate as payment gateways for merchants to accept credit card payments. You can choose a payment gateway independently. Another option is companies that offer more than one service. Some shopping cart software packages include merchant account and gateway options.

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From the Journals of Maria Gudelis: Different Types of eCommerce Sites You Can Create

8 02 2010
Are you interested in eCommerce? It is the wave of the now and the future. Technology allows businesses to conduct their transactions online as another way of doing business.
What can you do on an eCommerce site you ask? It is not just for sales. Depending on the base of operations for your business, the site can be used for a variety of purposes which you will find out about in just a few minutes.
Virtual Storefronts – These are the sites you see when you are looking to shop online. With a transactional site like this, you can do everything in one place. It gives new meaning to “one-stop shopping.” Shoppers can shop a virtual store much like they would a physical one.
Menus allow them to choose product categories and narrow their searches. Once items have been selected, they can be placed in a virtual basket or cart. When shopping is complete, they can checkout with the cashier and get confirmation of their purchase.
Many types of products are sold on virtual storefronts. You are only limited by what you can practically deliver to your clients and still make a profit for your business.

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From the Journals of Maria Gudelis: Site Navigation Finding your Products

5 02 2010
Don’t you hate looking for a product to buy and getting routed through several web pages before you even see a picture of the product? Everyone else does too. If you want visitors to turn into customers, creating an eCommerce site that is easy to navigate is paramount.
Navigation?
Think of navigation on an airplane or on a ship. The navigational system lets you know that you are heading where you want to go. It also signals you when you are off-course.
You can use site maps for navigating your website. A site map lists the breakdown of where you can find useful information on the site. It includes topic headings and links to those pages. Visiting a site map can take the customer to the general area or the specific place that they want to go.

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From the Journals of Maria Gudelis: eCommerce Security: What You Need to Know

3 02 2010
The Internet has opened up a new chapter in business commerce. It has also opened up a new way for criminals to steal your information and your life. Customers are more aware of the sites they visit and where they input their information.
Protecting Yourself
To build a client base, you will want to build a list of some sort. List building is a marketing strategy to connect with more potential customers. You can create email and direct marketing campaigns. Creating your own list will yield a more focused group of potential customers than buying one.
Business owners like you use opt-ins to help generate that list. Ask visitors to provide email addresses and other information to receive newsletters, coupons or other freebies. At the bottom of your opt-in pages, be sure to use a disclaimer statement. This statement assures your customers that their information will not be shared with a third party. If it will be shared, you specify which information and for what purpose.
Types of Security

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From the Journals of Maria Gudelis: ePayments – Which to Choose

1 02 2010
Online businesses use their sites as information destinations and also to sell their products. When it comes to making the sale, customers need to know which forms of payments you accept. In eCommerce, there are several choices for you.
When you walk into a store, you want to know if they will accept your currency. Most places in the United States accept credit cards, in particular, Visa, MasterCard and American Express. Local businesses accept checks, credit or the almighty dollar.

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