From the Journals of Maria Gudelis: Payment Gateways – Will That Be Cash or Charge?
10 02 2010
Payment Gateways: Will That Be Cash or Charge? When customers see your virtual storefront, you want them to be inspired to buy. When they choose to buy, they need a way to make their payments. That is where payment gateways come into play. A gateway represents a conduit to get from one place to another. With eCommerce, a gateway allows for the verification and transaction of business via credit cards. A payment gateway is needed if your online business plans to accept payments. A merchant account is needed whenever you deal with credit cards. A merchant account can be opened at the bank of your choice. This is where money will be transferred once a credit transaction has been verified through the gateway. There are companies online that operate as payment gateways for merchants to accept credit card payments. You can choose a payment gateway independently. Another option is companies that offer more than one service. Some shopping cart software packages include merchant account and gateway options. First Things First You need a merchant bank account and a payment gateway account to get you started. When choosing a bank for the merchant account it is helpful to make sure that they accept payments from the gateway account you will be using. The payment gateway account is a service account that allows you to set up these payments between your site and your merchant account. Business owners selling online and accepting credit cards also have an Internet merchant account. The funds are transferred here from the payment gateway but they don’t stay here. The funds are transferred, sometimes on a daily basis to another bank account that you, the merchant, designate for business. The Nuts and Bolts of how it Works Here is a basic representation of how this process works. While the steps may seem lengthy, everything happens in the space of several seconds. 1. The customer will go to your website and choose a product(s) to buy. When they are ready to checkout, they are taken to the payment page to verify their order and the type of payment. 2. When payment is made, the transaction (according to your setup instructions) is sent to the payment gateway of your choice. Through the payment gateway, the transaction is forwarded to your bank’s processor. 3. The transaction then proceeds on to the credit card network. That network forwards the transaction to the bank issuing the customer the credit card being used. 4. If there is a sufficient amount of credit to make the purchase, the transaction is approved. Then, it moves back through the system, the same way it came. 5. Once the notification of approval reaches the payment gateway again, the information is sent to the customer on the site and also to you, the merchant. Payment gateways take the work out of processing credit card payments. Now, you can focus on other aspects of your eCommerce business.
Come back here later and catch up with us always with latest in the internet marketing scene only here from The Journals of Maria Gudelis.
Hope you enjoyed this article!
Cheers,
Maria Gudelis

















СПС.…
Я тут…
СПС.…
Я тут…
Хорошего Вам дня! ian@elektrashop.ru“>……
с ув….
buy@generic.LEVITRA“>……
Need cheap generic LEVITRA?…
Buy@Coral.Calcium.Online“>……
Buygeneric pills…
Purchase@Cheap.Coral.Calcium“>..…
Buynow it…
Get@Coral.Calcium.Online“>..…
Buygeneric drugs…
Order@Abana.Online“>……
Buywithout prescription…
Order@Discount.Abana“>..…
Buygeneric pills…
Get@Abana.Online“>..…
Buyit now…
Order@Discount.Abilify“>..…
Buyno prescription…
Cheap@Abilify.Without.Prescription“>.…
Buynow it…
Buy@Discount.Acai“>..…
Buynow it…
Order@Acai.Online“>……
Buynow…
Purchase@Acai.Online“>……
Buynow…
Buy@Generic.Acai“>..…
Buywithout prescription…
Buy@Generic.Acai.Without.Prescription“>……
Buygeneric drugs…
Order@Coral.Calcium.Online“>..…
Buyno prescription…
Buy@Coral.Calcium.Online“>.…
Buygeneric meds…
Purchase@Discount.Coral.Calcium“>..…
Buygeneric meds…
Buy@Acai.Online“>.…
Buyit now…
Buy@Acai.Online“>……
Buynow it…
Buy@Acai.Online“>..…
Buygeneric drugs…
Order@Cheap.Acai“>……
Buyit now…
Order@Cheap.Acai“>……
Buyit now…
where@can.you.buy.acai.berry“>..…
Buygeneric drugs…
Order@Generic.Acai“>..…
Buydrugs without prescription…
Purchase@Energy.Boost.Online“>.…
Buygeneric drugs…
Cheap@Energy.Boost.Online“>.…
Buynow it…
Get@Energy.Boost.Online“>.…
Buygeneric pills…
Buy@Accupril.Online“>.…
Buygeneric meds…
Get@Accutane.Online“>.…
Buygeneric meds…
Purchase@Accutane.Without.Prescription“>.…
Buygeneric drugs…
Buy@Generic.Aciphex.20mg“>.…
Buynow it…
Order@Cheap.Acomplia“>.…
Buyno prescription…
Cheap@Generic.Actonel“>……
Buywithout prescription xiu…
Buy@Actonel.35mg“>..…
Buygeneric drugs lzt…
Buy@Cheap.Actos“>..…
Buygeneric drugs krg…
Buy@Generic.Actos“>..…
Buygeneric drugs eet…
Order@Generic.Actos“>..…
Buygeneric meds qmo…
Order@Actos.Without.Prescription“>..…
Buygeneric pills zdg…
Cheap@Generic.Actos.15mg.30mg“>.…
Buygeneric drugs zfk…
Buy@Discount.Adalat“>……
Buyit now oil…
Order@Adalat.Online“>..…
Buygeneric meds qhr…
Order@Coral.Calcium.Online“>..…
Buynow it tly…
Purchase@Coral.Calcium.Online“>.…
Buyno prescription luw…
Cheap@Generic.Abilify.5mg.10mg.15mg.20mg.30mg“>.…
Buywithout prescription yyn…
Buy@Acai.Online“>……
Buydrugs without prescription vrg…
Purchase@Cheap.Acai“>..…
Buyno prescription tao…
Purchase@Discount.Acai“>……
Buydrugs without prescription jlg…
Buy@Generic.Acai.Without.Prescription“>……
Buywithout prescription ccw…
Purchase@Generic.Acai.500mg“>.…
Buygeneric drugs itj…
Acai@500mg.Without.Prescription“>.…
Buynow it lmg…
Order@Energy.Boost.Online“>.…
Buygeneric drugs axm…
Get@Energy.Boost.Online“>..…
Buyno prescription jui…
Buy@Discount.Accutane“>.…
Buygeneric drugs nih…
Buy@Accutane.10mg.20mg“>……
Buynow it zdg…
Buy@Aciphex.20mg“>.…
Buygeneric drugs mby…
Cheap@Actonel.Online“>..…
Buydrugs without prescription faj…
Get@Actonel.Online“>..…
Buygeneric drugs ajd…
Order@Cheap.Advair“>……
Buygeneric drugs vbr…
Buy@Generic.Advair“>.…
Buygeneric drugs ouw…
Buy@Advair.Without.Prescription“>.…
Buygeneric drugs hwi…
Order@Generic.Advair“>..…
Buydrugs without prescription hak…
Order@Advair.Without.Prescription“>.…
Buyit now ojb…
Purchase@Advair.Without.Prescription“>..…
Buyno prescription jwi…
Cheap@Generic.Advair“>.…
Buydrugs without prescription xab…
Purchase@Cheap.Albenza“>……
Buyit now knc…
Purchase@Discount.Albenza“>……
Buynow fjl…
notation@for.abana.calypso“>……
Buygeneric meds…
calcium@coral.buy“>.…
Buydrugs without prescription…
aloe@vera.juice.benefits.best“>.…
Buygeneric meds…
aloe@ferox.gel.buy“>.…
Buynow it…
abilify@does.it.work“>……
Buygeneric meds…
accutane@verdict.buy“>..…
Buydrugs without prescription…
allopurinol@atrial.fibrillation“>.…
Buygeneric pills…
hiv research being conducted in usa…
Buy_generic pills…
lung cancer survival rates…
Buy_generic meds…
natural cures for atopic dermatitis eczema…
Buy_without prescription…
intravenous fluid heart rate…
Buy_drugs without prescription…
symptons of depression…
Buy_generic meds…
does herpes rash come and go…
Buy_now it…
norvasc and theophylline…
Buy_drugs without prescription…
over the counter birth control…
Buy_generic meds…
advair and contraindications…
Buy_generic meds…
canine heat cycles…
Buy_without prescription…
number of obese children in america…
Buy_generic meds…
apo amitriptyline…
Buy_generic pills…
birth control pills for pms symptoms…
Buy_drugs without prescription…
my rehab nursing clinical reflection…
Buy_drugs without prescription…
otc proton pump inhibitors…
Buy_no prescription…
gall bladder cancer surgery…
Buy_it now…
conquer online hacking tools…
Buy_generic drugs…
symptoms of prescription drug abuse…
Buy_drugs without prescription…
effects of alcohol on amoxicillin…
Buy_generic meds…
rapid weight loss…
Buy_generic drugs…
cheap travel nebulizer…
Buy_generic drugs…
protonix vs aciphex…
Buy_generic drugs…
how strength training effects osteoporosis…
Buy_generic drugs…
spironolactone reduces height…
Buy_no prescription…
xanax and pregnancy…
Buy_generic pills…
abdominal hernia photos…
Buy_generic pills…
depression affects memory…
Buy_now it…
what age does menopause start…
Buy_it now…
working and twin pregnancy…
Buy_now it…
how to embed pictures ms office…
Buy_drugs without prescription…
lidocaine injectable…
Buy_it now…
osmotic behaviour of rbc in glucose…
Buy_generic pills…
percy weston cancer cause cure book…
Buy_generic drugs…
dhea treatment of depression…
Buy_drugs without prescription…
singapore secure psychiatric forensic unit…
Buy_no prescription…
mini insulin fridge…
Buy_generic drugs…
pregnancy issues with men…
Buy_no prescription…
cheap fetal heart rate monitor…
Buy_generic meds…
azithromycin 250 mg tablets…
Buy_now it…
avelox treats for bacteria…
Buy_drugs without prescription…
drug treatment for bipolar disorder…
Buy_generic pills…
viagra prostate removal…
Buy_generic drugs…
sandwich elisa for hepatitis b…
Buy_generic meds…
birth control pill and lowered libido…
Buy_drugs without prescription…
colon cancer lymph node…
Buy_without prescription…
cipro for sinus infection…
Buy_generic meds…
treatment of melanoma and vaginal cancer…
Buy_generic drugs…
build muscle mass diet…
Buy_drugs without prescription…
sphenoid sinusitis causes double vision…
Buy_it now…
diets and blood type…
Buy_drugs without prescription…
most effective antibiotics strep throat…
Buy_no prescription…
colon cancer systems…
Buy_now it…
seed implant for prostate cancer…
Buy_drugs without prescription…
free diabetes logbooks to print…
Buy_generic drugs…
adult male wheezing new onset…
Buy_drugs without prescription…
hiv quality of life survey tools…
Buy_drugs without prescription…
obesity in moorhead minnesota…
Buy_now…
kim kardashian weight gain…
Buy_now…
johns hopkins lung cancer…
Buy_drugs without prescription…
autoimmune hepatitis glyconutrients…
Buy_generic meds…
keynesian economics great depression…
Buy_generic drugs…
boost metabolism foods…
Buy_now…
postnatal doctor visit costs…
Buy_generic drugs…
substitute for diovan hct…
Buy_now…
children during the depression…
Buy_drugs without prescription…
Download@alternative.Rock“>.…
Search rock UK Charts…